In the last four years the Lloyd's of London insurance market has lost £6.6 billion - more than in the whole of its 300-year history. This loss has had to be borne by Names - private individuals who agreed to be liable for everything, down to the last penny they own. For many this has been literally true and tonight's programme meets a few of those who feel they have lost more than they ever imagined possible.
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A religion is a belief system with rituals. The missionary kopimistsamfundet is a religious group centered in Sweden who believe that copying and the sharing of information is the best and most beautiful that is. To have your information copied is a token of appreciation, that someone think you have done something good.